We’re different because we really care.
Lending strength & speed you can trust
Element Home Loans, founded in 1998, is a full-service mortgage banker licensed in 49 states with a funding capacity of one billion dollars per month. The DeAnn Ellis Team provides a variety of mortgage loans to support home buyers across the southeast: Georgia, Florida, Alabama, South Carolina and Tennessee. As a mortgage lender, we provide fast approvals, competitive rates and a smooth home financing experience.
A smooth process
It’s essential for us that our customers have a positive experience. Unlike banks, our team members are individually licensed and annually educated on mortgage lending requirements and customer protections. Unlike mortgage brokers, we manage all aspects of the loan process, ensuring a smoother and faster process through close.
“With the stressors of buying a home, it was extremely comforting knowing that the Ellis Team managed EVERY step of the process efficiently. I was confident from the initial point of contact that I made the best choice to secure financing. They operate like a well-oiled machine! Very thorough, seamless, professional process completed with a sense of urgency and care.”
— Fareeda F. Jackson, customer
Reasons to choose us
Core Values
Integrity in the loan process
Innovation in products, programs and services
Support for our partners and agents
Caring for the communities we service
Exceptional customer service
Customer Satisfaction
Built upon trust, commitment and dependability, we are dedicated to creating an enduring relationship with you and meeting your needs. Life happens, and we understand that your needs may shift and change unexpectedly during the lending process. We’re here to support you and will make every effort to pull your loan through to close on time.
Differentiators
We offer you a skilled team of mortgage experts. Our loan officers have more than 75 years of experience.
Upfront underwriting within 48 hours of loan submission
Processing and closing within our branch office
Clear communication and education throughout the process
Fast closings
Great rates
Experience
DeAnn Ellis Davidson, Senior Loan Officer for Element Home Loans, has been a leader in the mortgage industry for more than 30 years and recognized for her expertise. She’s won the Element Home Loans President’s Club award for the past eight consecutive years, and has been recognized in the Top 1% Mortgage Originators by Mortgage Executive Magazine 2016-2022.
Find out why we’re the ideal partner for realtors and builders.
Real estate agent?
We’d love to support you and your customers and earn the status of becoming your preferred lender.
Our >99% pull-through rate proves that our knowledge and experience with mortgage loans of all kinds makes a difference. We can help ensure your closings happen on time, without any surprises.
Contact us for an Agent Packet, co-branded marketing materials to share with your customers, or support with your next open house.
What Agents Are Saying
“I would highly recommend the Ellis Team to all of my clients. They are all very professional, friendly and very knowledgeable with all the current programs, regulations, etc. They also keep you up-to-date with every step of the loan process throughout the while transaction I have been a licensed realtor, broker, business owner for almost 20 years so I have done business with numerous leaders and DeAnne Ellis is my number one choice and has been for many years.”
— Tonya Bullard, Pinnacle Realtors
“DeAnn Ellis and team are the best in the business! She has handled my personal purchases as well as those of my clients for several years Not once has a file not close on time! Agents, do yourself a favor and refer your clients to her! You’ll never experience a more stress-free and smooth closing than with them. Buyers, if you are shopping for a lender, stop here!”
— Justin Cofer
“Deciding to collaborate with Element Home Loans, particularly the DeAnn Ellis Team, is one of the smartest decisions we have made. From the beginning, DeAnn has been heavily replied upon by our sales staff and management. She naturally puts home buyers at ease about their financing with honesty, care and diligence with makes all the different in their expectations. Whether you’re buying your first home or choosing a lender for your company, partner with a team you can trust. I highly recommend you choose the DeAnn Ellis Team.”
— Hope Perry, Reliant Homes, LLC
